Blue Whale Financials (Your Financial Hardship Consultant)

(Debt Consolidation)

Our debt settlement program is actually quite simple.

Your current level of unsecured debt will be skillfully negotiated for you, and essentially you will end up paying a fraction of the debt. Generally, an estimate it can be reduced by 40% to 60% of the current total debt.

Our program will set you up with an affordable monthly payment, which is determined on a client-by-client basis between you and the hardship consultant at Blue Whale Financials. Based upon what you are able to pay each month into your settlement account, we can determine how many months you will be part of the program, and ultimately be debt free. Throughout the program, your creditors will be informed on your behalf, and you will no longer be dealing with burdensome phone calls and letters from your creditors.

Upon enrollment, your creditors will be contacted, individually, and will be informed of your interest in settling your debt with them. Reaching a settlement usually takes several phone calls and communication between Debt Management Company and the creditor. Once a settlement offer has been reached, and you as the client have agreed on this amount, you will pay the agreed upon amount from your settlement account. This is always done with your authorization, whether verbal or written.

At that point, the creditor has accepted the payment in full, and you are free of that debt forever. Debt Management Company will diligently continue to work on negotiating all of your debts, until you are finally free from the once overwhelming debt that you started our program with.

Our main goal is to get you out of debt. We work only for our clients; not for the benefit of the creditors. Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option.